@prefix adms: <http://www.w3.org/ns/adms#> .
@prefix dcat: <http://www.w3.org/ns/dcat#> .
@prefix dct: <http://purl.org/dc/terms/> .
@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix gsp: <http://www.opengis.net/ont/geosparql#> .
@prefix locn: <http://www.w3.org/ns/locn#> .
@prefix ns1: <http://spdx.org/rdf/terms#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix schema: <http://schema.org/> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix time: <http://www.w3.org/2006/time> .
@prefix vcard: <http://www.w3.org/2006/vcard/ns#> .
@prefix xml: <http://www.w3.org/XML/1998/namespace> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6> a dcat:Dataset ;
    dct:description """AFSA publish provisional quarterly and annual personal insolvency statistics on bankruptcies, debt agreements and personal insolvency agreements for all states and territories. \r
\r
Bankruptcy is a process where people, who cannot pay their debts, become bankrupt to receive the protection of the Bankruptcy Act 1966 and their estate is administered by a trustee. It allows for the fair distribution of property among creditors and the prosecution of dishonest debtors.\r
\r
A debt agreement is an arrangement between a person who cannot pay their debts and their creditors. It is a formal arrangement under Part IX of the Bankruptcy Act. A debt agreement results from creditors voting to accept a proposal from a debtor to settle their debts. To be eligible to propose a debt agreement, a debtor must be insolvent and meet threshold levels relating to unsecured debts and assets and after-tax income.\r
\r
Personal insolvency agreement (PIA): under Part X of the Bankruptcy Act, a personal insolvency agreement results from creditors accepting a debtor’s proposal to settle his or her debts. Unlike debt agreements, personal insolvency agreements are not subject to income, asset or debt thresholds.\r
\r
Please see our guide to learn more about the provisional personal insolvency statistics (https://www.afsa.gov.au/resources/statistics/provisional-bankruptcy-and-personal-insolvency-statistics/guide-to-provisional-personal-insolvency-activity-statistics).\r
""" ;
    dct:identifier "83420759-8af8-4c28-b29f-3b6e7751aad6" ;
    dct:issued "2014-01-19T23:06:04.528998"^^xsd:dateTime ;
    dct:language "English" ;
    dct:modified "2017-11-11T11:13:03.562049"^^xsd:dateTime ;
    dct:publisher <https://data.gov.au/organization/9bbdf23a-8b7d-438c-9c92-e2bd29027639> ;
    dct:title "Personal insolvency statistics" ;
    dcat:contactPoint [ a vcard:Organization ;
            vcard:fn "afsastats" ] ;
    dcat:distribution <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/0ac4d563-e9b8-452b-a57c-4ef9aa1b0f28>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/126e1047-91f7-4cfb-81d6-5cb983b9ba00>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/5d26e276-6a4a-4aba-a2b9-e891a066ae45>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/85e8fa5f-f8c3-4778-9adf-52a348ee099d>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/9fb288e8-b7a8-4e9b-bb36-d69822607cd8>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c1bc7884-a165-4a1d-b959-59c30a9a1f03>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c4aefe7b-08ca-4c91-86d1-ce77213c0480>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/f2fd0094-d9fc-4b33-91ed-84a36f312483>,
        <https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/fe320859-cf5f-41a0-ab3a-c63c9084073c> ;
    dcat:keyword "bankrupt",
        "bankruptcies",
        "debt agreement",
        "debtor",
        "insolvent",
        "personal insolvency" ;
    dcat:landingPage "http://www.afsa.gov.au/resources/statistics/provisional-bankruptcy-and-personal-insolvency-statistics/main" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/0ac4d563-e9b8-452b-a57c-4ef9aa1b0f28> a dcat:Distribution ;
    dct:format "CSV" ;
    dct:title "Total Personal Insolvencies per Quarter" ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/0ac4d563-e9b8-452b-a57c-4ef9aa1b0f28/download/total-personal-insolvencies-from-sq05.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/126e1047-91f7-4cfb-81d6-5cb983b9ba00> a dcat:Distribution ;
    dct:format "CSV" ;
    dct:title "Total personal insolvencies per Quarter, Sep-1987 to Jun-1995" ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/126e1047-91f7-4cfb-81d6-5cb983b9ba00/download/total-personal-insolvenciessq1987jq1995.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/5d26e276-6a4a-4aba-a2b9-e891a066ae45> a dcat:Distribution ;
    dct:description "There is a series break in September quarter 2005. From this quarter, reporting is based on the state of residence of bankrupts. Previous quarters are reported by state of lodgement. National totals are not affected." ;
    dct:format "CSV" ;
    dct:title "Bankruptcies per Quarter" ;
    ns1:checksum [ ns1:checksumValue "2b50ae5b0f78ff04cee42ebaf2467163"^^xsd:hexBinary ] ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/5d26e276-6a4a-4aba-a2b9-e891a066ae45/download/bankruptcies-per-quarter.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/85e8fa5f-f8c3-4778-9adf-52a348ee099d> a dcat:Distribution ;
    dct:description """For data after June quarter 1995, please refer to 'Personal Insolvency Agreements per Quarter'\r
\r
There is a series break in September quarter 1995. From this quarter, reporting is based on the state of residence of debtors. Previous quarters are reported based on an AFSA classification that is broadly based on state of lodgement. National totals are not affected.\r
\r
March and June quarters 1987 are combined. Information for individual quarters cannot be provided due to systems limitations. For this reason, the time series presented in the CSV files commences in the September quarter 1987.\r
""" ;
    dct:format "CSV" ;
    dct:title "Personal Insolvency Agreements Sep-87 to Jun-95" ;
    ns1:checksum [ ns1:checksumValue "24bc3195fa71746eae7fd8f1e9a942c3"^^xsd:hexBinary ] ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/85e8fa5f-f8c3-4778-9adf-52a348ee099d/download/personal-insolvency-agreements-0987-to-0695.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/9fb288e8-b7a8-4e9b-bb36-d69822607cd8> a dcat:Distribution ;
    dct:description """Number of bankruptcies (new administrations under Parts IV and XI of the Bankruptcy Act 1966)\r
\r
Number of debt agreements (new administrations under Part IX of the Bankruptcy Act 1966)\r
\r
Number of personal insolvency agreements (new administrations under Part X of the Bankruptcy Act 1966)\r
\r
Total personal insolvencies (new bankruptcies, debt agreements and personal insolvency agreements)""" ;
    dct:format "excel (.xlsx)" ;
    dct:title "Personal insolvency time series" ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/9fb288e8-b7a8-4e9b-bb36-d69822607cd8/download/provisional-personal-insolvencies-time-series.xlsx" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c1bc7884-a165-4a1d-b959-59c30a9a1f03> a dcat:Distribution ;
    dct:description """There is a series break in September quarter 1995. From this quarter, reporting is based on the state of residence of debtors. Previous quarters are reported based on an AFSA classification that is broadly based on state of lodgement. National totals are not affected.\r
\r
March and June quarters 1987 are combined. Information for individual quarters cannot be provided due to systems limitations. For this reason, the time series presented in the CSV files commences in the September quarter 1987.\r
""" ;
    dct:format "CSV" ;
    dct:title "Personal Insolvency Agreements per Quarter" ;
    ns1:checksum [ ns1:checksumValue "f8a1f3d447f12bc7e28f7abffb1f3268"^^xsd:hexBinary ] ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c1bc7884-a165-4a1d-b959-59c30a9a1f03/download/pia-per-quarter.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c4aefe7b-08ca-4c91-86d1-ce77213c0480> a dcat:Distribution ;
    dct:description "Please refer to 'Bankruptcies per Quarter' for data after June quarter 2005. From this quarter, reporting is based on the state of residence of bankrupts. Previous quarters are reported by state of lodgement. National totals are not affected." ;
    dct:format "CSV" ;
    dct:title "Bankruptcies per Quarter Sep-86 to Jun-05" ;
    ns1:checksum [ ns1:checksumValue "09b00b63b9a30cdaf76d9b8d0a346d55"^^xsd:hexBinary ] ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/c4aefe7b-08ca-4c91-86d1-ce77213c0480/download/bankruptcies-0986-to-0605.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/f2fd0094-d9fc-4b33-91ed-84a36f312483> a dcat:Distribution ;
    dct:format "CSV" ;
    dct:title "Total personal insolvencies per Quarter, Sep-1995 to Jun-2005" ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/f2fd0094-d9fc-4b33-91ed-84a36f312483/download/total-personal-insolvencies-sq1995jq05.csv" .

<https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/fe320859-cf5f-41a0-ab3a-c63c9084073c> a dcat:Distribution ;
    dct:description "For further information on these statistics, see the Guide to provisional personal insolvency statistics." ;
    dct:format "CSV" ;
    dct:title "Debt Agreements per Quarter" ;
    ns1:checksum [ ns1:checksumValue "0e3c5086e30d6b8641454d93a7890dfe"^^xsd:hexBinary ] ;
    dcat:accessURL "https://data.gov.au/dataset/83420759-8af8-4c28-b29f-3b6e7751aad6/resource/fe320859-cf5f-41a0-ab3a-c63c9084073c/download/debt-agreements-per-quarter.csv" .

<https://data.gov.au/organization/9bbdf23a-8b7d-438c-9c92-e2bd29027639> a foaf:Organization ;
    foaf:name "Australian Financial Security Authority" .