{"help": "https://data.gov.au/data/en/api/3/action/help_show?name=datastore_search", "success": true, "result": {"include_total": true, "limit": 100, "records_format": "objects", "resource_id": "35953a01-a9a8-4609-8566-c9fa7de465d3", "total_estimation_threshold": null, "records": [{"_id":1,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"219612","CRED_LIC_NAME":"RELI CAPITAL LTD","CRED_LIC_START_DT":"04/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"80005443292","CRED_LIC_AFSL_NUM":"219612","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"LEONGATHA","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3953","CRED_LIC_LAT":"-38.4761569","CRED_LIC_LNG":"145.9458605","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":2,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"222213","CRED_LIC_NAME":"LA TROBE FINANCIAL ASSET MANAGEMENT LIMITED","CRED_LIC_START_DT":"16/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"27007332363","CRED_LIC_AFSL_NUM":"222213","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":3,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"222640","CRED_LIC_NAME":"GLOBAL MUTUAL FUNDS PTY LTD","CRED_LIC_START_DT":"14/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"20090555436","CRED_LIC_AFSL_NUM":"222640","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MASCOT","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2020","CRED_LIC_LAT":"-33.9289562","CRED_LIC_LNG":"151.1951782","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":4,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"222835","CRED_LIC_NAME":"PLANNING PARTNERS PTY. LTD.","CRED_LIC_START_DT":"28/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"64090069239","CRED_LIC_AFSL_NUM":"222835","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"CAMBERWELL","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3124","CRED_LIC_LAT":"-37.8384623","CRED_LIC_LNG":"145.0740767","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":"PLANNING PARTNERS","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":5,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"223246","CRED_LIC_NAME":"RMBL INVESTMENTS LIMITED","CRED_LIC_START_DT":"03/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"19004493789","CRED_LIC_AFSL_NUM":"223246","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"DANDENONG","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3175","CRED_LIC_LAT":"-37.98749","CRED_LIC_LNG":"145.2147923","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":6,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"224543","CRED_LIC_NAME":"FYG PLANNERS PTY LTD","CRED_LIC_START_DT":"21/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"55094972540","CRED_LIC_AFSL_NUM":"224543","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BURNIE","CRED_LIC_STATE":"TAS","CRED_LIC_PCODE":"7320","CRED_LIC_LAT":"-41.0523688","CRED_LIC_LNG":"145.9064073","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":7,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"224900","CRED_LIC_NAME":"MELMAIN INVESTMENTS LIMITED","CRED_LIC_START_DT":"21/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"86090021462","CRED_LIC_AFSL_NUM":"224900","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"COBRAM","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3644","CRED_LIC_LAT":"-35.9197782","CRED_LIC_LNG":"145.6484379","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":8,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"225071","CRED_LIC_NAME":"RESULTS FINANCIAL SERVICES PTY LTD","CRED_LIC_START_DT":"09/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"47076742633","CRED_LIC_AFSL_NUM":"225071","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BENDIGO","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3550","CRED_LIC_LAT":"-36.7590183","CRED_LIC_LNG":"144.2826718","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":9,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"225216","CRED_LIC_NAME":"HNW PLANNING PTY LTD","CRED_LIC_START_DT":"10/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"42083745055","CRED_LIC_AFSL_NUM":"225216","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ERINA","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2250","CRED_LIC_LAT":"-33.44","CRED_LIC_LNG":"151.3927778","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":10,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"225759","CRED_LIC_NAME":"LUNAWAVE PTY. LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"33003565080","CRED_LIC_AFSL_NUM":"225759","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"DISCOVERY FINANCIAL MANAGEMENT","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":11,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"226238","CRED_LIC_NAME":"PROFILE FINANCIAL SERVICES PTY LTD","CRED_LIC_START_DT":"15/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"32090146802","CRED_LIC_AFSL_NUM":"226238","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"PARRAMATTA","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2150","CRED_LIC_LAT":"-33.8139843","CRED_LIC_LNG":"151.002666","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PROFILE FINANCIAL SERVICES","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":12,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"227673","CRED_LIC_NAME":"STACKS MANAGED INVESTMENTS LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"81085843125","CRED_LIC_AFSL_NUM":"227673","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"TAREE","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2430","CRED_LIC_LAT":"-31.912864","CRED_LIC_LNG":"152.4608481","CRED_LIC_EDRS":null,"CRED_LIC_BN":"STACKS FINANCE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":13,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"227820","CRED_LIC_NAME":"CLARKE & BARWOOD LAWYERS COLAC LTD","CRED_LIC_START_DT":"16/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"70089778147","CRED_LIC_AFSL_NUM":"227820","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"COLAC","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3250","CRED_LIC_LAT":"-38.3399766","CRED_LIC_LNG":"143.5858537","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":14,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"227931","CRED_LIC_NAME":"FIRST MORTGAGE MANAGED INVESTMENTS LIMITED","CRED_LIC_START_DT":"07/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"39089507899","CRED_LIC_AFSL_NUM":"227931","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BURLEIGH HEADS","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4220","CRED_LIC_LAT":"-28.1021343","CRED_LIC_LNG":"153.4395799","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":15,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229242","CRED_LIC_NAME":"INNATE WEALTH PTY LTD","CRED_LIC_START_DT":"04/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"66082986641","CRED_LIC_AFSL_NUM":"229242","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"KEILOR","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3036","CRED_LIC_LAT":"-37.7113545","CRED_LIC_LNG":"144.8250696","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":16,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229302","CRED_LIC_NAME":"PETER VICKERS INSURANCE BROKERS PTY LTD","CRED_LIC_START_DT":"18/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"68074294081","CRED_LIC_AFSL_NUM":"229302","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"LINDFIELD","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2070","CRED_LIC_LAT":"-33.775698","CRED_LIC_LNG":"151.1688652","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":17,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229464","CRED_LIC_NAME":"BUTLER & BUTLER INVESTMENT SERVICES PTY. LTD.","CRED_LIC_START_DT":"11/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"92053326944","CRED_LIC_AFSL_NUM":"229464","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"VICTOR HARBOR","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5211","CRED_LIC_LAT":"-35.5545579","CRED_LIC_LNG":"138.6234743","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":18,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229697","CRED_LIC_NAME":"CENTRAL VICTORIAN INVESTMENTS LIMITED","CRED_LIC_START_DT":"16/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"35058071631","CRED_LIC_AFSL_NUM":"229697","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BALLARAT CENTRAL","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3350","CRED_LIC_LAT":"-37.5627279","CRED_LIC_LNG":"143.8501516","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":19,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229823","CRED_LIC_NAME":"ING BANK (AUSTRALIA) LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"24000893292","CRED_LIC_AFSL_NUM":"229823","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"ING","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":20,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229882","CRED_LIC_NAME":"NORFINA LIMITED","CRED_LIC_START_DT":"06/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"66010831722","CRED_LIC_AFSL_NUM":"229882","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"DOCKLANDS","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3008","CRED_LIC_LAT":"-37.8175423","CRED_LIC_LNG":"144.9394923","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":"AGRICULTURAL BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":21,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"229892","CRED_LIC_NAME":"LIFESPAN FINANCIAL PLANNING PTY LTD","CRED_LIC_START_DT":"18/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"23065921735","CRED_LIC_AFSL_NUM":"229892","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":22,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230043","CRED_LIC_NAME":"AIA AUSTRALIA LIMITED","CRED_LIC_START_DT":"10/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"79004837861","CRED_LIC_AFSL_NUM":"230043","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3004","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"AIA AUSTRALIA","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider,~limited to:~credit activities engaged in by the licensee in accordance with the terms and conditions of:~a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee; or~a document issued or given by the licensee in relation to a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee"},{"_id":23,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230125","CRED_LIC_NAME":"MACKAY COMMUNITY CREDIT PTY LTD","CRED_LIC_START_DT":"06/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"90009932816","CRED_LIC_AFSL_NUM":"0","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MACKAY","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4740","CRED_LIC_LAT":"-21.141956","CRED_LIC_LNG":"149.1865149","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":24,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230208","CRED_LIC_NAME":"FARM MORTGAGES LTD.","CRED_LIC_START_DT":"07/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"72005475294","CRED_LIC_AFSL_NUM":"230208","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"CAMPERDOWN","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3260","CRED_LIC_LAT":"-38.2289729999999","CRED_LIC_LNG":"143.136785040322","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":25,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230458","CRED_LIC_NAME":"TOTALLY INTEGRATED FINANCIAL PLANNING PTY. LTD.","CRED_LIC_START_DT":"12/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"12062230424","CRED_LIC_AFSL_NUM":"230458","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BENTLEIGH","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3204","CRED_LIC_LAT":"-37.9175354","CRED_LIC_LNG":"145.0369346","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":26,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230637","CRED_LIC_NAME":"WILLIAM BUCK WEALTH ADVISORS (SA) PTY LTD","CRED_LIC_START_DT":"08/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"36076858494","CRED_LIC_AFSL_NUM":"230637","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ADELAIDE","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5000","CRED_LIC_LAT":"-34.9281805","CRED_LIC_LNG":"138.5999312","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"WILLIAM BUCK FINANCIAL SERVICES","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":27,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230686","CRED_LIC_NAME":"NATIONAL AUSTRALIA BANK LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"12004044937","CRED_LIC_AFSL_NUM":"230686","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"HOMESIDE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":28,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"230694","CRED_LIC_NAME":"NIPPON LIFE INSURANCE AUSTRALIA AND NEW ZEALAND LIMITED","CRED_LIC_START_DT":"31/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"90000000402","CRED_LIC_AFSL_NUM":"230694","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"NORTH SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2060","CRED_LIC_LAT":"-33.8354519","CRED_LIC_LNG":"151.2083011","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider,~limited to:~credit activities engaged in by the licensee in accordance with the terms and conditions of:~a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee; or~a document issued or given by the licensee in relation to a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee"},{"_id":29,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"231018","CRED_LIC_NAME":"WILSON & COPLEY PTY LIMITED","CRED_LIC_START_DT":"24/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"54089571077","CRED_LIC_AFSL_NUM":"0","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SURFERS PARADISE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4217","CRED_LIC_LAT":"-27.9989899","CRED_LIC_LNG":"153.42398","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":30,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"231087","CRED_LIC_NAME":"UBS AG","CRED_LIC_START_DT":"31/05/2024","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"47088129613","CRED_LIC_AFSL_NUM":"231087","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":31,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"231204","CRED_LIC_NAME":"COMMUNITY FIRST CREDIT UNION LIMITED","CRED_LIC_START_DT":"15/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"80087649938","CRED_LIC_AFSL_NUM":"231204","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"AUBURN","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2144","CRED_LIC_LAT":"-33.8545702","CRED_LIC_LNG":"151.0255673","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"COMMUNITY FIRST","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":32,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"232595","CRED_LIC_NAME":"HSBC BANK AUSTRALIA LIMITED","CRED_LIC_START_DT":"19/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"48006434162","CRED_LIC_AFSL_NUM":"232595","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":33,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"232705","CRED_LIC_NAME":"HILLROSS FINANCIAL SERVICES LIMITED","CRED_LIC_START_DT":"09/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"77003323055","CRED_LIC_AFSL_NUM":"232705","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PORTFOLIOCARE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":34,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"232706","CRED_LIC_NAME":"AKUMIN FINANCIAL PLANNING PTY LIMITED","CRED_LIC_START_DT":"22/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"89051208327","CRED_LIC_AFSL_NUM":"232706","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":35,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"233209","CRED_LIC_NAME":"MODORAS PTY LTD","CRED_LIC_START_DT":"03/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"86068034908","CRED_LIC_AFSL_NUM":"233209","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MOUNT GRAVATT","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4122","CRED_LIC_LAT":"-27.5419255","CRED_LIC_LNG":"153.072535","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":36,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"233671","CRED_LIC_NAME":"RESOLUTION LIFE AUSTRALASIA LIMITED","CRED_LIC_START_DT":"28/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"84079300379","CRED_LIC_AFSL_NUM":"233671","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider,~limited to:~credit activities engaged in by the licensee in accordance with the terms and conditions of:~a life policy within the meaning of the Life Insurance Act 1995 (the Life Act) that was entered into before 1 July 2010 by the licensee, or acquired by the licensee by operation of Part 9 of the Life Act; or~a document issued or given by the licensee in relation to a life policy within the meaning of the Life Act that was entered into before 1 July 2010 by the licensee, or acquired by the licensee by operation of Part 9 of the Life Act."},{"_id":37,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"233714","CRED_LIC_NAME":"WESTPAC BANKING CORPORATION","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"33007457141","CRED_LIC_AFSL_NUM":"233714","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"BANK OF SOUTH AUSTRALIA","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":38,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234517","CRED_LIC_NAME":"AMP BANK LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"15081596009","CRED_LIC_AFSL_NUM":"234517","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"AMP BANKING","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":39,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234527","CRED_LIC_NAME":"AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"11005357522","CRED_LIC_AFSL_NUM":"234527","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"DOCKLANDS","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3008","CRED_LIC_LAT":"-37.8175423","CRED_LIC_LNG":"144.9394923","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"ANZFXONLINE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":40,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234536","CRED_LIC_NAME":"MOVEBANK LTD","CRED_LIC_START_DT":"19/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"91087651090","CRED_LIC_AFSL_NUM":"234536","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BRISBANE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4000","CRED_LIC_LAT":"-27.4689682","CRED_LIC_LNG":"153.0234991","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":41,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234563","CRED_LIC_NAME":"ARAB BANK AUSTRALIA LIMITED","CRED_LIC_START_DT":"01/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"37002950745","CRED_LIC_AFSL_NUM":"234563","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"ARAB BANK AUSTRALIA","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":42,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234582","CRED_LIC_NAME":"DEFENCE BANK LIMITED","CRED_LIC_START_DT":"15/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"57087651385","CRED_LIC_AFSL_NUM":"234582","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"DEFENCE BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":43,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234624","CRED_LIC_NAME":"INSURANCE ADVISORY SERVICE (N S W) PTY LTD","CRED_LIC_START_DT":"03/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"53001499734","CRED_LIC_AFSL_NUM":"234624","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"NORTH SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2060","CRED_LIC_LAT":"-33.8354519","CRED_LIC_LNG":"151.2083011","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":44,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234630","CRED_LIC_NAME":"TPT WEALTH LTD","CRED_LIC_START_DT":"24/05/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"97009475629","CRED_LIC_AFSL_NUM":"234630","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"HOBART","CRED_LIC_STATE":"TAS","CRED_LIC_PCODE":"7000","CRED_LIC_LAT":"-42.8825088","CRED_LIC_LNG":"147.3281233","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":45,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234656","CRED_LIC_NAME":"PSK ADVISORY SERVICES PTY LTD","CRED_LIC_START_DT":"08/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"30008587595","CRED_LIC_AFSL_NUM":"234656","CRED_LIC_STATUS_HISTORY":"Suspended at the request of Licensee/Registrant 18/07/2018 11/07/2020","CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":46,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234663","CRED_LIC_NAME":"JIGSAW SUPPORT SERVICES PTY LIMITED","CRED_LIC_START_DT":"08/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"21005799977","CRED_LIC_AFSL_NUM":"0","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"JIGSAW LENDING","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":47,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234665","CRED_LIC_NAME":"CHARTER FINANCIAL PLANNING LIMITED","CRED_LIC_START_DT":"08/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"35002976294","CRED_LIC_AFSL_NUM":"234665","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":48,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234700","CRED_LIC_NAME":"RABOBANK AUSTRALIA LIMITED","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"50001621129","CRED_LIC_AFSL_NUM":"234700","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":49,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234763","CRED_LIC_NAME":"ASCENT FUNDS MANAGEMENT LIMITED","CRED_LIC_START_DT":"20/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"40089245330","CRED_LIC_AFSL_NUM":"234763","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":50,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234945","CRED_LIC_NAME":"COMMONWEALTH BANK OF AUSTRALIA","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"48123123124","CRED_LIC_AFSL_NUM":"234945","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"COMMONWEALTH BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":51,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"234971","CRED_LIC_NAME":"WEBSTER DOLILTA FINANCE LTD","CRED_LIC_START_DT":"29/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"49004664322","CRED_LIC_AFSL_NUM":"234971","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"S BALLARAT","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3350","CRED_LIC_LAT":"-37.5623013","CRED_LIC_LNG":"143.8605645","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":"W & D FINANCE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":52,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"235022","CRED_LIC_NAME":"NORTHERN INLAND CREDIT UNION LIMITED","CRED_LIC_START_DT":"01/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"36087650422","CRED_LIC_AFSL_NUM":"235022","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"TAMWORTH","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2340","CRED_LIC_LAT":"-31.0900743","CRED_LIC_LNG":"150.9290159","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":53,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"235096","CRED_LIC_NAME":"MWL FINANCIAL SERVICES PTY LTD","CRED_LIC_START_DT":"02/11/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"22095907574","CRED_LIC_AFSL_NUM":"0","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"CHATSWOOD","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2067","CRED_LIC_LAT":"-33.7967377","CRED_LIC_LNG":"151.1814306","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":54,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"235129","CRED_LIC_NAME":"PERMANENT CUSTODIANS LIMITED","CRED_LIC_START_DT":"16/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"55001426384","CRED_LIC_AFSL_NUM":"235129","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":55,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"235269","CRED_LIC_NAME":"PRIME MORTGAGE GROUP LTD.","CRED_LIC_START_DT":"27/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"64007364114","CRED_LIC_AFSL_NUM":"235269","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":56,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"235410","CRED_LIC_NAME":"MORGANS FINANCIAL LIMITED","CRED_LIC_START_DT":"03/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"49010669726","CRED_LIC_AFSL_NUM":"235410","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BRISBANE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4000","CRED_LIC_LAT":"-27.4689682","CRED_LIC_LNG":"153.0234991","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":57,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236476","CRED_LIC_NAME":"AUSTRALIAN MUTUAL BANK LTD","CRED_LIC_START_DT":"24/09/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"93087650726","CRED_LIC_AFSL_NUM":"236476","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SURRY HILLS","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2010","CRED_LIC_LAT":"-33.8845123","CRED_LIC_LNG":"151.2100301","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":58,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236509","CRED_LIC_NAME":"FIRST OPTION BANK LTD","CRED_LIC_START_DT":"01/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"95087650735","CRED_LIC_AFSL_NUM":"236509","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3004","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":59,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236523","CRED_LIC_NAME":"INFOCUS SECURITIES AUSTRALIA PTY LTD","CRED_LIC_START_DT":"04/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"47097797049","CRED_LIC_AFSL_NUM":"236523","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MAROOCHYDORE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4558","CRED_LIC_LAT":"-26.6556523","CRED_LIC_LNG":"153.0946684","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":"INFOCUS MORTGAGE & FINANCE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":60,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236556","CRED_LIC_NAME":"SHINEWING AUSTRALIA WEALTH PTY LTD","CRED_LIC_START_DT":"13/08/2014","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"34006341386","CRED_LIC_AFSL_NUM":"236556","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"SW WEALTH","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":61,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236643","CRED_LIC_NAME":"PERPETUAL TRUSTEE COMPANY LIMITED","CRED_LIC_START_DT":"02/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"42000001007","CRED_LIC_AFSL_NUM":"236643","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PERPETUAL FUNDS MANAGEMENT","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":62,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236658","CRED_LIC_NAME":"SORRETT FINANCE PTY LTD","CRED_LIC_START_DT":"16/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"76075357274","CRED_LIC_AFSL_NUM":"0","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"CREMORNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3121","CRED_LIC_LAT":"-37.8290227","CRED_LIC_LNG":"144.9927735","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":63,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236665","CRED_LIC_NAME":"FUTURITY INVESTMENT GROUP LIMITED","CRED_LIC_START_DT":"14/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"21087648879","CRED_LIC_AFSL_NUM":"236665","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"ASG FRIENDLY SOCIETY","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":64,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"236870","CRED_LIC_NAME":"B & E LTD","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"32087652088","CRED_LIC_AFSL_NUM":"236870","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"LAUNCESTON","CRED_LIC_STATE":"TAS","CRED_LIC_PCODE":"7250","CRED_LIC_LAT":"-41.4340813","CRED_LIC_LNG":"147.1373496","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"B & E","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":65,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237235","CRED_LIC_NAME":"BALDRY FINANCIAL SERVICES PTY LTD","CRED_LIC_START_DT":"09/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"20080173655","CRED_LIC_AFSL_NUM":"237235","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MACQUARIE PARK","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2113","CRED_LIC_LAT":"-33.7814961","CRED_LIC_LNG":"151.1256747","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":"BFG FINANCIAL SERVICES","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":66,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237314","CRED_LIC_NAME":"LORICA PARTNERS PTY LIMITED","CRED_LIC_START_DT":"25/05/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"26082828948","CRED_LIC_AFSL_NUM":"237314","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":67,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237391","CRED_LIC_NAME":"IMB LTD","CRED_LIC_START_DT":"06/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"92087651974","CRED_LIC_AFSL_NUM":"237391","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"WOLLONGONG","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2500","CRED_LIC_LAT":"-34.4278083","CRED_LIC_LNG":"150.893054","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":68,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237502","CRED_LIC_NAME":"MACQUARIE BANK LIMITED","CRED_LIC_START_DT":"24/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"46008583542","CRED_LIC_AFSL_NUM":"237502","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":69,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237515","CRED_LIC_NAME":"FIRE SERVICE CREDIT UNION LIMITED","CRED_LIC_START_DT":"07/09/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"17087651152","CRED_LIC_AFSL_NUM":"237515","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ADELAIDE","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5000","CRED_LIC_LAT":"-34.9281805","CRED_LIC_LNG":"138.5999312","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":70,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237757","CRED_LIC_NAME":"ELDERS RURAL SERVICES AUSTRALIA LIMITED","CRED_LIC_START_DT":"27/11/2017","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"72004045121","CRED_LIC_AFSL_NUM":"237757","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ADELAIDE","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5000","CRED_LIC_LAT":"-34.9281805","CRED_LIC_LNG":"138.5999312","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"ELDERS REAL ESTATE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":71,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237848","CRED_LIC_NAME":"TAL LIFE LIMITED","CRED_LIC_START_DT":"04/08/2021","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"70050109450","CRED_LIC_AFSL_NUM":"237848","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider,~limited to:~credit activities engaged in by the licensee in accordance with the terms and conditions of:~a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee; or~a document issued or given by the licensee in relation to a life policy within the meaning of the Life Insurance Act 1995 that was entered into before 1 July 2010 by the licensee"},{"_id":72,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237856","CRED_LIC_NAME":"BEYOND BANK AUSTRALIA LIMITED","CRED_LIC_START_DT":"16/09/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"15087651143","CRED_LIC_AFSL_NUM":"237856","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ADELAIDE","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5000","CRED_LIC_LAT":"-34.9281805","CRED_LIC_LNG":"138.5999312","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":"BEYOND BANK AUSTRALIA","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":73,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237861","CRED_LIC_NAME":"PRIVATE MORTGAGE FUNDING & MANAGEMENT LIMITED","CRED_LIC_START_DT":"02/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"16072121352","CRED_LIC_AFSL_NUM":"237861","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MOUNT LAWLEY","CRED_LIC_STATE":"WA","CRED_LIC_PCODE":"6050","CRED_LIC_LAT":"-31.9281981","CRED_LIC_LNG":"115.8767714","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PRIVATE MORTGAGE FUNDING AND MANAGEMENT","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":74,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237863","CRED_LIC_NAME":"MACQUARIE SECURITISATION LIMITED","CRED_LIC_START_DT":"21/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"16003297336","CRED_LIC_AFSL_NUM":"237863","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA~FOS","CRED_LIC_BN":"BOND STREET ARREARS MANAGEMENT","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":75,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237874","CRED_LIC_NAME":"PLAN 2 PTY LTD","CRED_LIC_START_DT":"12/11/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"60010875073","CRED_LIC_AFSL_NUM":"237874","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BRISBANE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4000","CRED_LIC_LAT":"-27.4689682","CRED_LIC_LNG":"153.0234991","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"LIFE ASSETS","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":76,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237879","CRED_LIC_NAME":"BENDIGO AND ADELAIDE BANK LIMITED","CRED_LIC_START_DT":"06/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"11068049178","CRED_LIC_AFSL_NUM":"237879","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BENDIGO","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3550","CRED_LIC_LAT":"-36.7590183","CRED_LIC_LNG":"144.2826718","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PRIVATE BANKING SERVICES CENTRE","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":77,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237906","CRED_LIC_NAME":"SANDHURST TRUSTEES LIMITED","CRED_LIC_START_DT":"06/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"16004030737","CRED_LIC_AFSL_NUM":"237906","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BENDIGO","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3550","CRED_LIC_LAT":"-36.7590183","CRED_LIC_LNG":"144.2826718","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":78,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237972","CRED_LIC_NAME":"SMITH COFFEY PTY LTD","CRED_LIC_START_DT":"08/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"8819458","CRED_LIC_AFSL_NUM":"237972","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SUBIACO","CRED_LIC_STATE":"WA","CRED_LIC_PCODE":"6008","CRED_LIC_LAT":"-31.9463298","CRED_LIC_LNG":"115.8240314","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":79,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"237988","CRED_LIC_NAME":"AUSTRALIAN MILITARY BANK LTD","CRED_LIC_START_DT":"15/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"48087649741","CRED_LIC_AFSL_NUM":"237988","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":80,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238020","CRED_LIC_NAME":"THE BROKEN HILL COMMUNITY CREDIT UNION LTD","CRED_LIC_START_DT":"01/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"12087650762","CRED_LIC_AFSL_NUM":"238020","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BROKEN HILL","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2880","CRED_LIC_LAT":"-31.965","CRED_LIC_LNG":"141.4511111","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"BROKEN HILL BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":81,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238139","CRED_LIC_NAME":"MAITLAND MUTUAL LIMITED","CRED_LIC_START_DT":"15/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"94087651983","CRED_LIC_AFSL_NUM":"238139","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"EAST MAITLAND","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2323","CRED_LIC_LAT":"-32.7575206","CRED_LIC_LNG":"151.5854642","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":82,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238154","CRED_LIC_NAME":"PEACHEYS INVESTMENT SERVICES PTY LTD","CRED_LIC_START_DT":"28/11/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"12010862718","CRED_LIC_AFSL_NUM":"238154","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"IPSWICH","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4305","CRED_LIC_LAT":"-27.6160323","CRED_LIC_LNG":"152.7608348","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":83,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238273","CRED_LIC_NAME":"NEWCASTLE GREATER MUTUAL GROUP LTD","CRED_LIC_START_DT":"01/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"96087651992","CRED_LIC_AFSL_NUM":"238273","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"NEWCASTLE","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2300","CRED_LIC_LAT":"-32.9192953","CRED_LIC_LNG":"151.7795348","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":84,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238293","CRED_LIC_NAME":"GATEWAY BANK LTD","CRED_LIC_START_DT":"08/09/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"47087650093","CRED_LIC_AFSL_NUM":"238293","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":85,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238311","CRED_LIC_NAME":"UNITY BANK LIMITED","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"72087650637","CRED_LIC_AFSL_NUM":"238311","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":86,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238317","CRED_LIC_NAME":"CREDIT UNION AUSTRALIA LTD","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"44087650959","CRED_LIC_AFSL_NUM":"238317","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"BRISBANE","CRED_LIC_STATE":"QLD","CRED_LIC_PCODE":"4000","CRED_LIC_LAT":"-27.4689682","CRED_LIC_LNG":"153.0234991","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":87,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238431","CRED_LIC_NAME":"BANK AUSTRALIA LIMITED","CRED_LIC_START_DT":"01/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"21087651607","CRED_LIC_AFSL_NUM":"238431","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"COLLINGWOOD","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3066","CRED_LIC_LAT":"-37.802104","CRED_LIC_LNG":"144.9881387","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"QUDOS BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":88,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238449","CRED_LIC_NAME":"PROSOLUTION GROUP PTY LTD","CRED_LIC_START_DT":"21/10/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"54096725370","CRED_LIC_AFSL_NUM":"238449","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"MELBOURNE","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3000","CRED_LIC_LAT":"-37.8142454","CRED_LIC_LNG":"144.9631732","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"PROSOLUTION GROUP","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":89,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238520","CRED_LIC_NAME":"ACCRU WEALTH MANAGEMENT PTY LTD","CRED_LIC_START_DT":"19/04/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"43083409714","CRED_LIC_AFSL_NUM":"238520","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"HAWTHORN EAST","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3123","CRED_LIC_LAT":"-37.8313785","CRED_LIC_LNG":"145.0499797","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":90,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238770","CRED_LIC_NAME":"ASCENT FINANCIAL STRATEGIES PTY. LIMITED","CRED_LIC_START_DT":"15/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"19078467893","CRED_LIC_AFSL_NUM":"238770","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"NARRAWEENA","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2099","CRED_LIC_LAT":"-33.7502066","CRED_LIC_LNG":"151.2741566","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor"},{"_id":91,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238981","CRED_LIC_NAME":"TEACHERS MUTUAL BANK LIMITED","CRED_LIC_START_DT":"01/02/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"30087650459","CRED_LIC_AFSL_NUM":"238981","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"EDVEST","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":92,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"238991","CRED_LIC_NAME":"POLICE CREDIT UNION LIMITED","CRED_LIC_START_DT":"20/12/2010","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"30087651205","CRED_LIC_AFSL_NUM":"238991","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"ADELAIDE","CRED_LIC_STATE":"SA","CRED_LIC_PCODE":"5000","CRED_LIC_LAT":"-34.9281805","CRED_LIC_LNG":"138.5999312","CRED_LIC_EDRS":"FOS","CRED_LIC_BN":"POLICE CREDIT UNION","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":93,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"239048","CRED_LIC_NAME":"BNY TRUST COMPANY OF AUSTRALIA LIMITED","CRED_LIC_START_DT":"16/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"49050294052","CRED_LIC_AFSL_NUM":"239048","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"SYDNEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2000","CRED_LIC_LAT":"-33.8698439","CRED_LIC_LNG":"151.2082848","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":94,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"239175","CRED_LIC_NAME":"COASTLINE CREDIT UNION LIMITED","CRED_LIC_START_DT":"01/03/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"88087649910","CRED_LIC_AFSL_NUM":"239175","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"KEMPSEY","CRED_LIC_STATE":"NSW","CRED_LIC_PCODE":"2440","CRED_LIC_LAT":"-31.0798092","CRED_LIC_LNG":"152.842289","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":"COASTLINE BANK","CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; or~where the service relates to a consumer lease or proposed consumer lease - the lessor; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract under which the licensee is not or will not be the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is not the credit provider; and/or~performing the obligations or exercising the rights of a lessor in relation to a consumer lease or proposed consumer lease where the licensee is not or will not be the lessor~Engage in credit activities as a credit provider by:~carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or~being a credit provider under a credit contract; and/or~performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or~providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or~being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or~being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":95,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"239200","CRED_LIC_NAME":"QUANTUM FINANCIAL SERVICES AUSTRALIA PTY. 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and/or~carrying on a business of providing consumer leases; and/or~being a lessor under a consumer lease; and/or~providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or~performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor"},{"_id":97,"REGISTER_NAME":"Credit Licence","CRED_LIC_NUM":"239446","CRED_LIC_NAME":"CENTRAL MURRAY CREDIT UNION LIMITED","CRED_LIC_START_DT":"14/01/2011","CRED_LIC_END_DT":null,"CRED_LIC_STATUS":"APPR","CRED_LIC_ABN_ACN":"69087651812","CRED_LIC_AFSL_NUM":"239446","CRED_LIC_STATUS_HISTORY":null,"CRED_LIC_LOCALITY":"YARRAWONGA","CRED_LIC_STATE":"VIC","CRED_LIC_PCODE":"3730","CRED_LIC_LAT":"-36.0141692","CRED_LIC_LNG":"146.0063494","CRED_LIC_EDRS":"AFCA","CRED_LIC_BN":null,"CRED_LIC_AUTHORISATIONS":"This licence authorises the licensee to:~Engage in credit activities other than as a credit provider by:~providing a credit service where the licensee is not or will not be:~where the service relates to a credit contract or proposed credit contract - the credit provider under the contract; 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